Market Schedules

Version 1.2 · Effective 29 September 2026 · Corvair Pte. Ltd. (UEN 202551453H)

1. What a Market Schedule is

IPGuru is one service, sold by one company, Corvair Pte. Ltd. of Singapore, through storefronts such as ipguru.ai and invent.sg. There is one set of Terms of Service. A Market Schedule adds only the local particulars and mandatory local law for one market: the storefront, currency and tax, local statutory rights, regulators, local addresses and local rules on marketing messages.

The Terms of Service govern. A Market Schedule prevails only where it states a mandatory requirement of the law of its market, and then only as far as that law requires. Where the two differ in any other way, you are entitled to whichever is more favourable to you.

A Market Schedule can never change the seller, the service, clause 4 (artificial intelligence), clause 6 (ownership), clause 7 (confidentiality) or our position on training models, and it can never reduce a right you have under the Terms of Service. The Privacy Policy is the same in every market; its section 15 carries a short annex per market.

Language. English governs, unless a schedule says that the law of its market requires a local-language version to govern. Otherwise a translation is for convenience only.

Your order records both versions: the version of the Terms of Service you accepted and the version of your Market Schedule.

2. The register

Until a schedule is issued for your market, MS-GLOBAL and the Terms of Service apply to you in full, and you keep the benefit of any mandatory law of your own country.

3. Market Schedule MS-GLOBAL

Storefront: ipguru.ai · Market: every market without its own schedule · Schedule version 1.2 · Applies to Terms of Service version 1.2

This schedule forms part of the IPGuru.ai Terms of Service. It applies to you if you purchased through ipguru.ai and no other issued schedule covers your billing country. The Terms of Service govern. This schedule prevails only where it states a mandatory requirement of your country's law, and then only to the extent that law requires. Where this schedule and the Terms of Service differ in any other respect, you are entitled to whichever is more favourable to you. Nothing in this schedule reduces any right you have under the Terms of Service.

1. Storefront and language. ipguru.ai, English. No translation governs.
2. Seller and merchant of record. Corvair Pte. Ltd. (UEN 202551453H), 23 Jalan Raja Udang, #11-09, The Arte, Singapore 329216, is the seller. From 29 September 2026, Cleverbridge GmbH is the merchant of record and the seller of record for the payment transaction.
3. Currency and tax. Prices are shown in the currency of your price list. Any sales tax, VAT or GST is calculated by the merchant of record for your country and shown before you pay. Where the law of your country requires prices shown to consumers to include tax, they do.
4. Minimum age. As in clauses 5 and 5.2 of the Terms of Service, or a higher age where the law of your country requires it.
5. Statutory rights. Schedule 2 of the Terms of Service, and any right under the law of your country that cannot be excluded.
6. Cancellation and cooling-off. Clause 10 of the Terms of Service and the Refund Policy, plus any statutory cooling-off period in your country.
7. Automatic renewal. As in clause 10.
8. Dispute resolution and forum. As in clause 22.
9. Regulators. Your local consumer and data protection authorities. Section 15 of the Privacy Policy names them for the markets it covers.
10. Local addresses. Support: support@ipguru.ai. Legal notices: the registered office above.
11. Electronic communications and marketing. As in clause 21 of the Terms of Service. Where the law of your country requires consent before we send marketing or messages about our other services, we ask for it first.

4. Market Schedule MS-SG, Singapore

Storefront: invent.sg, and any purchase with a Singapore billing address · Market: Singapore · Schedule version 1.2 · Applies to Terms of Service version 1.2

This schedule forms part of the IPGuru.ai Terms of Service. It applies to you if you purchased through invent.sg or your billing country is Singapore. The Terms of Service govern. This schedule prevails only where it states a mandatory requirement of Singapore law, and then only to the extent that law requires. Where this schedule and the Terms of Service differ in any other respect, you are entitled to whichever is more favourable to you. Nothing in this schedule reduces any right you have under the Terms of Service.

1. Storefront and language. invent.sg, and ipguru.ai for Singapore billing addresses. English. No translation governs.
2. Seller and merchant of record. Corvair Pte. Ltd. (UEN 202551453H), 23 Jalan Raja Udang, #11-09, The Arte, Singapore 329216, is the seller. From 29 September 2026, Cleverbridge GmbH is the merchant of record and the seller of record for the payment transaction.
3. Currency and tax. Prices are shown in Singapore dollars on invent.sg, and in the currency of your price list on ipguru.ai. Prices shown to consumers include Goods and Services Tax where the merchant of record charges it, and the merchant of record collects and remits it.
4. Minimum age. As in clauses 5 and 5.2 of the Terms of Service.
5. Your statutory rights in Singapore. Your rights under the Consumer Protection (Fair Trading) Act 2003 are not excluded or limited by the Terms of Service. Clause 18 (Disclaimers) and clause 19 (Limitation of liability) are read subject to that Act.
6. Cancellation. As in clause 10 of the Terms of Service. Singapore does not impose a statutory cooling-off period for this kind of contract, and the fourteen-day refund for a first membership in the Refund Policy applies regardless.
7. Automatic renewal. As in clause 10. Notice is given at least thirty days before an annual renewal and before any change in renewal price.
8. Dispute resolution and forum. Singapore law and the courts of Singapore, as in clause 22. Consumers may also use the Consumers Association of Singapore (CASE) mediation service, and the Small Claims Tribunals for claims within their limits.
9. Regulators. Consumer: Competition and Consumer Commission of Singapore. Data protection: Personal Data Protection Commission.
10. Local addresses. Support: support@ipguru.ai. Legal notices: the registered office above.
11. Electronic communications and marketing. We send marketing, and messages about our other services, to Singapore addresses only with your consent. Every such message identifies Corvair Pte. Ltd., gives a Singapore contact address and carries a working unsubscribe facility, and we act on an unsubscribe within ten business days. Because we send these messages only with consent, the <ADV> label that the Spam Control Act 2007 requires on unsolicited messages does not apply. We do not market by telephone call or text message, so the Do Not Call Registry does not apply.

5. Markets in preparation

Schedules for Australia, the United States and India are being prepared with local counsel and are not yet issued. Until one is issued, customers in that market buy under MS-GLOBAL and the Terms of Service apply in full.